Starting a Business

The Harford County Office of Economic Development provides information and support to entrepreneurs and small business owners of new, existing and start-up companies. The Financial Manager works with individuals to develop and/or review business plans and discuss financing options, including the Economic Development Opportunity Fund (PDF).


The office partners with the county’s financial institutions and various local, state and federal programs to determine the financial resources available to Harford County businesses. Our partners include but are not limited to:
  • Army Contracting Agency
  • Department of Defense
  • Harford Community College
  • Harford County Banks and Credit Unions
  • Harford County Public Library Small Business Resource Center
  • Harford County Small Business Technology Development Center at Harford Community College
  • Maryland Department of Business and Economic Development
  • Maryland Department of Housing and Community Development
  • Maryland Department of Transportation for MBE and DBE certifications
  • Maryland Procurement Technical Assistance Program
  • U. S. Corps of Engineers
  • U.S. Small Business Administration - loan programs and certifications
The Office of Economic Development leverages information and dollars from private enterprise, government and higher education to assist companies in obtaining capital and creating jobs to achieve success and continued growth.


The following websites are excellent resources for researching and defining your business strategies, skills and risk-tolerance, along with your industry, market and product. These websites also offer links to additional information and support for your efforts: